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Establishing your credit early with a student card from one of the many leading banks can pay in the long run

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If other lenders have left you out in the cold, and you are seeking an auto loan or a home loan, you can fill out our simple online secure application, or you can call 1-800-Credit-Hotline (1-800-273-3484).  We realize your time is valuable, less paperwork saves you both time and money. We will help you find the lenders that are best suited for your particular credit needs. We serve all types of borrowers and lending institutions, for people with perfect credit to people with damaged credit.

Since our founding, we have successfully pre-approved clients with unblemished credit to ones with histories of bankruptcy, repossession, charge-offs, late payments even accounts-in-collection. We realize credit reports can often contain inaccurate data- duplicate accounts or erroneous reporting. So regardless of your credit history, we are here to help you qualify for and obtain the best credit offers available.

Special Offers


The Discover® More® Card - $50 Cashback Bonus® is ideal if you want to earn cash back on your purchases. Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies, and more. Plus, you'll earn up to 1% for general purchases. You can also earn up to a double Cashback Bonus® for redeeming your rebates for gift certificates from participating Discover Card Partners. The card has no annual fee, plus it offers a $50 Cashback Bonus® after you make $599 in purchases within your first three months. The interest rate on purchases is reasonable after the introductory rate expires, and common benefits and services are also provided.