Auto Loans for Bad Credit

What may be asked of you that might not be asked of someone with a better credit rating if you are looking for auto loans for bad credit?

  • Larger down payments, sometimes up to half the value of the loan
  • Higher interest rates, sometimes up to 25% - and occasionally even more
  • Greater proof of income, and higher income requirements
  • More paperwork hoops to jump through
  • The time allowed to repay the loan is often shorter

So do you just have to knuckle down and accept whatever terms are offered when it comes to auto loans for bad credit? Not at all. Take control of your financial life by partnering with Credit Hotline.

Additional Information: No Credit Car Loans

We work with many lenders who specialize in a variety of different programs. Some work best for people who have experienced a brief period of financial crisis that affected their credit, and others work well for bankruptcy or similar, more intense, credit issues. Credit Hotline's simple application process allows us to match you with the best of these many choices quickly and easily, saving you hours of work and unlimited frustration.

We can outline a variety of choices for most situations. Some may have slightly higher interest rates with longer pay back, or amortization, terms. Others may offer lower interest with more aggressive pay back requirements. Only you know the best fit for your situation; it's our goal to give you valid options to choose from.

If your credit has been out of control in the past, but you're ready to turn that around, it's time to take that control back. While the road back to good credit can be challenging, Credit Hotline is here to help smooth out some of the curve. Life is about growth and second chances. Fifteen minutes filling out Credit Hotline's simple application is your first step to a better future.

More Information: New Auto Loans

Special Offers


The Eufora Prepaid MasterCard® with Credit Builder - Elite Level offers you the chance to rebuild your credit and earn income for referrals. Unlike most prepaid cards, this card offers several benefits including a unique income opportunity that allows you to earn as much as $90 per referral. This card also offers purchase protection, auto rental insurance, and up to $200,000 in travel accident insurance. In addition, for every $100 spent, you'll automatically receive one entry into a monthly drawing for one of 30 featured cars. The $99.95 advanced deposit is currently being waived for the first two years. This card provides a Credit Builder program that reports to credit bureaus for an additional $10 a month for the first year, and no fees the second year.