Platinum Card? from American Express

Platinum Card® from American Express

Annual fee: $450
n/app


  		• Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  		• 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  		• Fine Hotels and Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
  		• By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
  		• Complimentary Airport Club Access
  		• The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel

    Introductory Rate: n/app
    APR on purchases: n/app
    APR on cash: n/app
    More | Apply Now
    Preferred Rewards Gold Card

    American Express® Preferred Rewards Gold Card

    Annual fee: $125
    $125 annual fee.


  		• Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  		• The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  		• Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  		• Express Approval. Get a decision in less than 60 seconds.

    Introductory Rate: n/app
    APR on purchases: n/app
    APR on cash: n/app
    More | Apply Now
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    Special Offers


    The New Millennium Bank Secured Platinum Visa®/MasterCard® is ideal for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. Unlike most secured credit cards, this card offers benefits such as auto rental insurance, up to $100,000 in travel accident insurance, an extended warranty for purchases, free membership to TheWorldsBestTravelClub.com, and a free companion air ticket, which is awarded to you after you have been approved for the card. These benefits do come with an annual fee of $59, which is slightly above average for a secured card, as well as a one-time processing fee of $99.95. The APR that is applied to purchases is high for a secured card, but this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. It is important to note that there is no grace period for purchases, which means that interest will be applied immediately to any charges made with the card. However, if you are having difficulty in obtaining an unsecured card, this card does have a no credit check and no turn-down policy.

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