Definition:
A generic term accounting for the sum history of a consumer's borrowing and repaying over the last 7-10 years. This is not necessarily synonymous with "credit report" and definitely not the same as a credit score. Credit reports come from specific institutions, which have varying methods for collecting and analyzing your credit activity, and credit scores are numeric representations of your credit-worthiness, but your credit history can refer to all of this and anything else related to your use of consumer credit.
